
A car title loan is a loan where a customer receives money in exchange for their car title. When the loan is paid off in full, the customer gets their title back. Car title loans in Virginia are an easy way to get the cash you need without having to give anything up.
No, with a car title loan you can keep your car. That is why you use the title as collateral. While you are paying the loan back, you can use and drive your car as you normally would. When you pay the loan back in full, you get the title to your car back.
The easiest way to take out a car title loan in Virginia is to fill out the online application we have here on our website. Right after you finish the application and submit it, you will receive an estimated amount of your loan total. After you speak with one of our customer service representatives, you will likely drive away with your money that day.
Definitely! If you have the money to pay your loan off sooner than you expected, you will not be charged. Other companies want you to take a long time paying your loan off so it builds interest. We know how inconvenient that is, so we won't charge you if you want to pay the loan off earlier.
That's the best thing about car title loans in Virginia. If you have bad credit or even no credit at all, you are still eligible to receive a bad credit loan from us. Since you are using your car title as collateral, your credit score is not important.
If you want a small loan and the minimum amount is too big for you, then you can just borrow the minimum and repay the difference right away.